Ways to Buy - EMI Finance Options

The best ways to buy from Apple.

No matter how you like to buy, we have an option that works for you. Pay in low monthly instalments with EMI or get your interest back instantly with No Cost EMI. Plus you can save money with available cashback offers. And, if you’re buying a new iPhone, you can exchange your current smartphone for instant credit.

Special Offers.

Get up to 24 months of No Cost EMI^§ Footnote with most leading banks. Plus up to ₹10000.00 instant cashback^§§ Footnote with eligible American Express, Axis Bank and ICICI Bank cards.
See how much you could save

iPhone Offers

iPhone 16 Pro and iPhone 16 Pro Max - ₹2000.00
iPhone 16 and iPhone 16 Plus - ₹4000.00

Shop iPhone

Mac Offers

MacBook Air (M3 chip) 13” and 15” - ₹10000.00
MacBook Air (M2 chip) 13” - ₹5000.00
MacBook Pro 14” and 16” - ₹8000.00
Mac Studio - ₹5000.00
iMac - ₹7000.00
Mac mini - ₹3000.00

Shop Mac

iPad Offers

iPad Air 11” and 13” - ₹6000.00
iPad - ₹3000.00
iPad mini - ₹3000.00

Shop iPad

Apple Watch Offers

Apple Watch Series 10 - ₹4000.00
Apple Watch SE - ₹4000.00

Shop Apple Watch

AirPods Offers

AirPods Pro - ₹1000.00
AirPods 4 - ₹1000.00
AirPods 4 with Active Noise Cancellation - ₹1000.00
AirPods Max - ₹4000.00

Shop AirPods

Beats Offers

Beats Studio Pro - ₹1500.00
Beats Solo 4 - ₹1500.00
Beats Studio Buds + - ₹1500.00
Beats Fit Pro - ₹1500.00

Shop Beats

HomePod Offers

HomePod - ₹2000.00

Shop HomePod

Here’s how to estimate your monthly payments.

Explore your online purchase options by selecting your account type and bank, then enter an estimated order total. Your total savings, including any special offers, will be calculated in checkout. You can only combine offers from the same bank, and all order items will be set to the same tenure.

See terms and conditions for details.

Apple Trade In

Save up to ₹67500.00 when you exchange your eligible smartphone.

Save on the new iPhone you want. Exchange your old smartphone to lower the price of your new iPhone — and your monthly instalments, both in-store and online.

Learn more Apple Trade In

Ready. Set. Shop.

Get help buying

Have a question? Call a Specialist or chat online. Call 000800 040 1966.

Free delivery and pickup

Get free delivery or pick up at your Apple Store.

Learn more Free delivery

* Mac, iPad, and Apple Watch trade-in is available only in-store in India. Apple Retail Online in India does not offer trade-in for Mac, iPad, and Apple Watch. Trade‑in values will vary based on the condition, year and configuration of your eligible trade‑in device. Not all devices are eligible for credit. You must be at least the age of majority to be eligible to trade in for credit. Trade‑in value may be applied towards a qualifying new device purchase. Actual value awarded is based on receipt of a qualifying device matching the description provided when estimate was made. Sales tax may be assessed on full value of a new device purchase. In-store trade‑in requires presentation of a valid photo ID (local law may require saving this information). Some stores may have additional requirements. Apple or its trade‑in partners reserve the right to refuse, cancel or limit the quantity of any trade‑in transaction for any reason. More details are available from Apple’s trade‑in partner for trade‑in and recycling of eligible devices. Restrictions and limitations may apply.

^§ No Cost EMI is available with the purchase of an eligible product made using qualifying cards on 3-, 6-, 9-, 12-, 18-, or 24-month tenures from most leading card issuers. Eligible AirPods, HomePod and Beats products are available with No Cost EMI on 3- and 6-month tenures only. Monthly pricing is rounded to the nearest rupee. Exact pricing will be provided by your card issuer, subject to your card issuer’s terms and conditions. Minimum order spend applies as per your card issuer’s threshold. No Cost EMI is not available to Business customers and cannot be combined with Apple Store for Education or Corporate Employee Purchase Plan pricing. Card eligibility is subject to terms and conditions between you and your card issuer. Offer may be revised or withdrawn at anytime without any prior notice. Terms apply.

Representative example:
A purchase of ₹79900.00 repaid over 24 months with an interest rate of 15.99% p.a. and No Cost EMI savings of ₹11903.00 requires monthly payments of ₹3329.00. Total amount payable: ₹79900.00.

^§§ Instant cashback is available with the purchase of an eligible product with qualifying American Express, Axis Bank and ICICI Bank cards only. Minimum transaction value of ₹10001.00 applies. Click here to see instant cashback amounts and eligible devices. Instant cashback is available for up to two orders per rolling 90-day period with an eligible card. Card eligibility is subject to terms and conditions between you and your card issuer. Total transaction value is calculated after any trade-in credit or eligible discount is applied. Any subsequent order adjustment(s) or cancellation(s) may result in instant cashback being recalculated, and any refund may be adjusted to account for instant cashback clawback; this may result in no refund being made to you. Offer may be revised or withdrawn at any time without any prior notice. Additional terms apply. Instant cashback is not available to Business customers and cannot be combined with Apple Store for Education or Corporate Employee Purchase Plan pricing. Multiple separate orders cannot be combined for instant cashback.

^◊◊ Monthly pricing is after purchase using EMI with qualifying cards at 15.99% p.a. over a 24‑month tenure. Monthly pricing is rounded to the nearest rupee. Exact pricing will be provided by your card issuer, subject to your card issuer’s terms and conditions.

Representative example:
A purchase of ₹79900.00 repaid over 24 months with an interest rate of 15.99% p.a. requires monthly payments of ₹3912.00. Total amount payable: ₹93882.00. Total interest paid to bank: ₹13982.00.

Special pricing available to qualified customers. To learn more about how to start qualifying for special pricing, talk to an Apple Specialist in a store or give us a call on 000800 040 1966.